That is why it takes wisdom, wisdom to make decision in life.
The issue here is not only money but your commitment to be together for a life time.
As the book of Proverbs says, "For the Lord giveth wisdom, our of his mouth cometh knowledge and understanding."
When you face decisions in life that will affect that present and future, ask God for wisdom. Like as I have said, King Solomon is the riches and wisest person in the Bible Character, he has everything, but he said, wisdom is the principal thing, therefore get wisdom. For wisdom is better than rubies and all that ye may desire are not to be compared to it.
I do not believe that when you fall in love, you are out of logic. That is what we call, stupidity. I know, I have experience that, that is why I am thankful that God always there to help me to be in tract despite my feelings are high or low. As the Scriptures say, love grows in knowledge and understanding. (I forgot the verse). That means, love will always know what is right and what is wrong. It is logical and it give you enlightenment, when you fall in love.
I see couples who are not really prepared, because they just depend on their feelings, they say "Okay we love each other", let's get married but after all they realize they are not.
It is always to have scriptural back up when it comes to decision, because it will always save you a lot of trouble.
Of course, when the Lord guides me to marriage, it is my prayer to be a life time commitment, a covenant between two in front of the Lord in the altar. How sweet to have a marriage life with love and joy in your heart. There is always a right time for everything, with right person and right timing. Just be patient it will surely come.